开始投资你的未来:开一个个人退休账户!
使用我们的个人退休帐户(IRA)保障您的财务未来, 未来基金旨在确保您的退休生活无忧!
特性
-
- 税收优惠的节省: 为你的退休储蓄享受税收优惠.
- 竞争收益: Earn dividends above standard savings rates, maximizing your savings potential.
- 选择你的道路: Explore Traditional and 罗斯IRAs, catering to your unique retirement goals.
- 无隐性成本: 没有安装或维护费用,把你的积蓄都留给自己.
- 确保你的明天: Embrace "catch-up" contributions if you're 50+, accelerating your retirement readiness.
- 简单的帐户设置: 开立你的个人退休账户,最低存款为1000美元.00美元,最高订金为25万美元.00.
- 扩大你的储蓄: 参见当前出资限额: 6500美元(50岁以上需7500美元)5.
- 安全及受保护: 你的资金由NCUA提供最高25万美元的联邦保险.
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1APY =年收益率百分比. APY如有更改,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2年利率. The cost you pay yearly to borrow money, including fees, is expressed as a percentage. The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.
3到期后为5个月期股票及利率, the share certificate will roll over to a 6-month share certificate at the then current market rate, 分别. This promotion is for new money and requires a minimum opening deposit of $10,000.
4到期后为7个月的股票凭证及利率, the share certificate will roll over to a 7-month share certificate at the then current market rate, 分别. 到期后为9个月的股票凭证及利率, the share certificate will roll over to a 9-month share certificate at the current market rate, 分别.
5咨询税务顾问.
汽车贷款
生效日期:2024年1月22日
可以选择更长的期限.
贷款类型 | 年费率1 从 | 个月 |
---|---|---|
2019年至今 新车或二手车 |
6.24%2 | 63 |
2014 - 2018 二手汽车 |
7.24%2 | 48 |
2013年-高龄 使用汽车 |
8.24%2 | 48 |
1年费率 (APR) on Loan Accounts, effective January 22, 2024. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. Please call 1-844-468-3628 or visit your local branch for additional information.
2The Base 年费率 (APR) is the advertised rate and can vary based on creditworthiness, 汽车时代, 里程, 贷款条件. 融资达到汽车的零售价值. Visit a Ten Credit Union branch or call 1-844-468-3628 to speak with a loan officer to determine the rate you qualify for. Speak with a loan officer to discuss options and choose the rate you are eligible for.
例如, 1万借6.60个月的年利率为24% = 194美元.45 /月.
相信它! 货币市场利率
生效日期:2024年2月1日
最小开度 | 术语 | 年费率1 | 年收益率2 | 股息认为3 |
---|---|---|---|---|
$2,500.00 | 每天 | 0.10% | 0.10% | 每月 |
1 年利率= APR. The cost you pay yearly to borrow money, including fees, is expressed as a percentage. The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan. 年收益率可能会有所不同. 维护费或活动费可能会减少收入. 优惠等级利率将在账户的全部余额中赚取.
2 年利率如有变动,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
船的贷款
生效日期:2023年12月20日
贷款类型 | 年度百分比 率1 从 |
个月 |
---|---|---|
2023年至今 新 |
8.49%2 | 48 |
2018年至今 使用 |
8.99%2 | 48 |
2013 - 2017 使用 |
9.99%2 | 48 |
1 贷款账户的年百分比利率(APR), 2023年2月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. Please call 1-844-468-3628 or visit your local branch for additional information.
2 年费率 (APR) is based on the applicant's credit history and credit qualifications, 车辆的年龄, 还有贷款的条款. 并不是所有的申请人都有资格享受最低利率. 费率及条款如有更改,可随时撤回. Other conditions and restrictions may apply based on the recreational vehicle to be financed. 向你的十信用合作社信贷员询问具体信息. 要获得贷款,必须是十信用合作社的会员. 优惠不适用于目前与十信用合作社融资的贷款.
证书 & 投资率
最低开业费用为500美元
生效日期:2024年2月1日
术语 | 年费率1 | 年度 百分比收益率2 |
股息认为3 |
---|---|---|---|
91天(3个月) | 0.55% | 0.55% | 季度 |
182天(6个月) | 1.10% | 1.10% | 季度 |
7月 | 1.20% | 1.20% | 季度 |
9个月 | 1.29% | 1.30% | 季度 |
12个月 | 1.54% | 1.55% | 季度 |
18个月 | 1.74% | 1.75% | 季度 |
24个月 | 1.99% | 2.00% | 季度 |
36个月 | 2.67% | 2.70% | 季度 |
48个月 | 2.67% | 2.70% | 季度 |
60个月 | 2.67% | 2.70% | 季度 |
1 年利率= APR. The cost you pay yearly to borrow money, including fees, is expressed as a percentage. The APR is a broader measure of the cost of borrowing money since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
检查
生效日期:2024年2月1日
产品 | 年费率1 | 年收益率2 | 最小开度 | 赚取股息的最低限额 | 股息认为3 |
---|---|---|---|---|---|
检查经验 | 0.30% | 0.30% | $5.00 | $10,000 |
每月 |
免费检查 | 0% | 0% | $5.00 | $0.00 | |
重新检查 | 0% | 0% | $5.00 | $0.00 |
1 年利率= APR. The cost, including fees, of borrowing money yearly is expressed as a percentage. The APR is a broader measure of the cost since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
抵押贷款 & 房屋再融资贷款利率
请致电(615)244-1910查询我们目前的低费率.
1 年利率= APR is a variable based on an index plus a margin. APR is based on the evaluation of the applicant’s credit qualifications and associated LTV ratio. 只适用于新的heloc. 实际的年利率可能会有所不同. All balances will accrue interest at the variable APR in effect for your account. 变量APR,低至4.4月25%, 是根据《12bet游戏平台》披露的最优惠利率计算的, 加上或减去保证金根据您的信用记录. 可变利率可能会在之后的每个季度发生变化, 按照你们最初的条款和条件. 最高年利率为18%. All rates and offers are current as of April 4, 2020, and subject to change without notice. 其他条件也可能适用. 预支金额必须在您现有的信用额度之内. 您可能无法偿还或支付其他十信用合作社贷款, 信用卡, 或者这些收益的账户. 要获得贷款,必须是十信用合作社的会员. 请12bet中文官方平台以获取更多信息.
摩托车贷款
生效日期:2023年12月20日
一年 | 年度百分比 率1 从 |
个月 | |
---|---|---|---|
2023年至今 > 3,000 miles 新 |
8.49%2 | 48 | 可提供更长的期限 |
2018年至今 使用8 |
8.99%2 | 48 | 可提供更长的期限 |
2013 - 2017 使用 |
9.99%2 | 48 | 可提供更长的期限 |
1 贷款账户的年百分比利率(APR), 2023年2月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. Please call 1-844-468-3628 or visit your local branch for additional information.
2 年费率 (APR) is based on the applicant's credit history and credit qualifications, 车辆的年龄, 还有贷款的条款. 并不是所有的申请人都有资格享受最低利率. 费率及条款如有更改,可随时撤回. Other conditions and restrictions may apply based on the recreational vehicle to be financed. 向你的十信用合作社信贷员询问具体信息. 要获得贷款,必须是十信用合作社的会员. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
个人贷款
生效日期:2023年12月20日
贷款类型 | 年度百分比 率1 从 |
个月 | |
---|---|---|---|
签名(个人) | 11.49%2 | 24 | 可提供更长的期限. |
个人信用额度 | 13.65%2 | ||
获得了证书 | 从存款利息+ 2开始.00% | 36 | 最低款额$3,000. 可提供更长的期限. |
1 贷款账户的年百分比利率(APR), 2023年2月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. Please call 1-844-468-3628 or visit your local branch for additional information.
2 率 and term are based on the evaluation of the applicant’s creditworthiness. 并不是所有的申请人都有资格享受最低利率. 可能会有其他限制. 报价如有更改,恕不另行通知. 要获得贷款,必须是十信用合作社的会员. 这笔贷款的首付款可延期60天. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. 60天的延期计划可能随时发生变化.
基本货币市场利率
$10,000.00最低开业时间
生效日期:2024年2月1日
层水平 | 年度百分率1 |
年度 |
股息认为3 |
最高2499美元 | 0.10% | 0.10% | 季度 |
$2,500 | 0.25% | 0.25% | 季度 |
$10,000 | 0.30% | 0.30% | 季度 |
$25,000 | 0.35% | 0.35% | 季度 |
$50,000 | 0.40% | 0.40% | 季度 |
$100,000 | 0.45% | 0.45% | 季度 |
$300,000 | 0.50% | 0.50% | 季度 |
1 年利率= APR. The cost, including fees, of borrowing money yearly is expressed as a percentage. The APR is a broader cost measure since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
休闲车贷款
(船用、房车、露营车、全地形车、utv)
生效日期:2024年1月22日
贷款类型 | 年度百分比 率1 从 |
个月 | |
---|---|---|---|
2023年至今 | 8.49%2 (新) | 48 | 可以选择更长的期限. |
2019年至今 | 8.99%2 (使用; Refinance) | 48 | 可以选择更长的期限 |
2014 - 2018 | 9.99%1 (使用; Refinance) | 48 | 可以选择更长的期限 |
2013年-高龄 | 9.99%1 (使用; Refinance) | 36 | 可以选择更长的期限 |
1 年利率=贷款账户的年利率,2024年1月生效. 所有费率及条款均可更改. 利率和期限取决于个人信贷审批. Please call 1-844-468-3628 or visit your local branch for additional information.
2 年利率= APR is based on the applicant's credit history and credit qualifications, 车辆的年龄, 还有贷款的条款. 并不是所有的申请人都有资格享受最低利率. 费率及条款如有更改,可随时撤回. Other conditions and restrictions may apply based on the recreational vehicle to be financed. 向你的十信用合作社信贷员询问具体信息. 要获得贷款,必须是十信用合作社的会员. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
股票证书推广
生效日期:2024年3月11日
年度 百分比收益率1 |
术语 | 最小开度 | 股息认为2 |
---|---|---|---|
4.75% | 5月3 | $10,000.00 | 季度 |
4.25% | 7或9个月4 | $5,000.00 | 季度 |
1 APY =年收益率百分比. APY如有更改,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
3 到期后为5个月期股票及利率, the share certificate will roll over to a 6-month share certificate at the then current market rate, 分别. This promotion is for new money and requires a minimum opening deposit of $10,000.
4 到期后为7个月的股票凭证及利率, the share certificate will roll over to a 7-month share certificate at the then current market rate, 分别. 4 到期后为9个月的股票凭证及利率, the share certificate will roll over to a 9-month share certificate at the then current market rate, 分别.
股份比率表
生效日期:2024年2月1日
产品 | 年费率1 | 年收益率2 | 最小开度 | 赚取股息的最低限额3 | 股息认为4 |
---|---|---|---|---|---|
分享储蓄 | 0.10% | 0.10% | $5.00 | $250.00 | 季度 |
圣诞节俱乐部 | 0.15% | 0.15% | $0.00 | $100.00 | 季度 |
夏天的乐趣 | 0.15% | 0.15% | $0.00 | $100.00 | 季度 |
爱尔兰共和军积累 | 0.20% | 0.20% | $100.00 | $250.00 | 季度 |
罗斯IRA | 0.20% | 0.20% | $100.00 | $250.00 | 季度 |
1 年利率= APR. The cost, including fees, of borrowing money yearly is expressed as a percentage. The APR is a broader measure of the cost since it reflects the interest rate and the fees you must pay to get the loan.
2 年利率如有变动,恕不另行通知. 提前提款可能会受到处罚. 十信用合作社的会员资格需要开一个证明. 证书到期后, the certificate will automatically renew at the current rate unless you indicate otherwise. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
3 Dividends are earned quarterly and calculated using the average daily balance method.
4 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
VISA奖励信用卡
年度百分比 |
个月 | |
---|---|---|
13.65% | N/A | No 年度 Fee; No Balance Transfer 费用 |
1 年费率 (APR) is current as of June 2023 and based on the applicant's credit history and credit qualifications. 年利率是可变的,目前在13之间.65% to 17.99%基于申请人的信誉. This APR will vary with the market based on the Prime 率 as disclosed in the Wall Street Journal, 加上或减去保证金根据您的信用记录. 并不是所有的申请人都有资格享受最低利率. 所有费率及条款均可更改. 要成为Ten Credit Union的会员,必须持有信用卡. 使用CU Rewards,每消费1美元可获得1分. 可能会有其他一些限制.